Information icon

Our contact centre will remain open throughout the holiday season, excluding public holidays, but will close at 6pm AEDT on 24 and 31 December. Access our services anytime, anywhere, via Member Online.

Join
Join

Diversified fixed
Interest – Indexed

The Diversified Fixed Interest – Indexed investment option is focused on minimising investment fees and costs in a single sector from investing in a portfolio of all defensive assets (Australian and international government bonds and other investment grade debt) and has low diversification.

Senior woman with technology. Daily life at night. Solo daily life.

At a glance  (Transition to Retirement)

Investment time frame
2 years +
Level of investment risk
Low to medium
Likelihood of negative returns
Negative returns expected in between 1 to less than 2 out of every 20 years
Growth/ defensive allocation
0% growth / 100% defensive
Total investment fees and costs*
0.11% p.a.
Return target
CPI - 0.5% p.a. over 20 years
Net return^
-

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees apply. For a full breakdown of fees and costs, see the Pension Guide.
^ Investment return over 10 years to 30 November 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.

Close up of a man sitting at a table in a coffee shop

Who is Diversified Fixed Interest – Indexed suitable for?  

With all defensive assets, this single sector investment option is designed for members with a short-term investment timeframe, who are seeking stable returns and have a low to medium tolerance of negative returns.

Read our Pension Guide for more information about these terms.

Our target 

asset mix 

Diversified Fixed Interest - Indexed
Asset class  
Target  Range  
Diversified fixed interest 100%90-100%
Cash0%0-10%

Investment managers may invest a proportion of this option’s assets in cash for management purposes from time to time. 

Head to Pension Online to choose the investment option that’s right for you. 

Past
performance 

Transition to Retirement

This table shows the 12-month net return for our Diversified Fixed Interest - Indexed option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1  

Year20202021202220232024
Return ----0.22%
3.47%

 
This table shows the average net return for our Diversified Fixed Interest - Indexed option over 3, 5 and 10 years to 30 June 2024.

Year3 years5 years10 years
Average return (p.a.) ---

1. Past performance information is not available for display as this option was introduced on 18 March 2022. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


Get ready for a positive future with a Hostplus retirement account

It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.