Information icon

CPIplus is available now for retirees. Want more certainty over your returns? Click here

Members

Our products and services

Learn about super

Manage your super

Retirement

Forms and resources

Join Hostplus

Balanced

The Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a bias to growth assets and has high diversification.

Close up of a grandfather playing with his grandson

At a glance (Pension)

Investment timeframe
5 years +
Risk level
Medium to high
Asset mix
76% growth / 24% defensive
Total investment fees and costs*
0.99% p.a.
Return target
CPI + 4.5% p.a. over 20 years
Net return^
9.37%

Click here for important information about Lonsec Research Ratings.

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide
^ Investment return over 10 years to 30 April 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.

Typical Australian bungalow, family enjoying evening soccer game.

Who is Balanced suitable for?

With a bias to growth assets, this Core pre-mixed investment option is designed for members with a medium to long-term investment timeframe, who are seeking strong long-term returns and have a medium to high tolerance of negative returns.

Read our Pension Guide for more information about these terms.

Our target

Asset mix

Balanced
Asset classTargetRange
Australian shares                   21%                                               10–40%                                       
International shares (developed markets)                                                                                                                           21%10–40% 
International shares (emerging markets) 8%0–15% 
Property 11%0–30% 
Infrastructure 11%0–30% 
Private equity 10%0–25% 
Credit 7%0–20% 
Alternatives 3%0–20% 
Diversified fixed interest 3%0–20% 
Cash5%0–15% 

Head to Pension Online to choose the investment option that’s right for you.

Past

Performance

Pension

This table shows the 12-month net return for our Balanced option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1

Year20192020202120222023
Return 7.08%-1.88%25.55%2.12%8.95%

This table shows the average net return for our Balanced option over 3, 5 and 10 years to 30 June 2023.1

Year3 years5 years10 years
Average return (p.a.) 11.78%7.97%9.96%

1. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


Get ready for a positive future with a Hostplus retirement account

It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.