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Cash

The Cash investment option is focused on a sector from investing in a portfolio of all defensive assets (could include deposits in a bank, investments in short-term money markets and other similar investments).1

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At a glance  (Pension)

Investment time frame
2 years +
Level of investment risk
Very low
Likelihood of negative returns
Negative returns expected in less than 0.5 out of every 20 years
Growth/ defensive allocation
0% growth / 100% defensive
Total investment fees and costs*
0.01% p.a.
Return target
CPI + 0.5% p.a. over 20 years
Net return^
-

* Investment costs are based on estimated and actual information from the previous year. The costs payable in future years may be higher or lower. Administration and other fees apply. For a full breakdown of fees and costs, see the Hostplus Retirement Accounts PDS. 
^ Investment return over 10 years to 30 September 2026, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.
1. The Cash option will be invested approximately 100% in deposits with Commonwealth Bank of Australia Limited. Any remaining amounts of the Cashoption will be invested in separate bank deposits, short-term money market investments or other similar investments. Please note that maintaining aspecific allocation requires regular rebalancing and the actual allocation may vary between rebalancing dates. This is reflective of the time taken toprocess an investor's selection of the cash investment option and their allocation to the cash investment option.

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Who is Cash suitable for?  

With all defensive assets, this Sector investment option is designed for investors with a short-term investment time frame, who are seeking stable returns and have a very low tolerance of negative returns.

Read our Hostplus Retirement Accounts PDS for more information about these terms.

Asset Allocation

Strategic asset allocation - Cash

Asset class  
Strategic Asset AllocationRange  
Cash100%100-100%
Head to Pension Online to choose the investment option that’s right for you. 

Get ready for a positive future with a Hostplus retirement account

It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.


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