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Conservative  

The Conservative investment option is focusedon delivering the best net return from investing in aportfolio that has a similar proportion of growth and defensive assets.

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At a glance  (Pension)

Investment time frame
5 years +
Level of investment risk
Medium
Likelihood of negative returns
Negative returns expected in between 2 to less than 3 out of every 20 years
Growth/ defensive allocation
58% growth / 42% defensive
Total investment fees and costs*
0.88% p.a.
Return target
CPI + 4.0% p.a. over 20 years
Net return^
-
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Awards and ratings are only one factor to be taken into account when choosing a super fund.
Click here for important information about Lonsec Research Ratings.
Visit hostplus.com.au/awards for awards criteria and disclaimers.

* Costs are estimated based on estimated and actual information from the previous financial year. The costs payable in respect of each future year may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see the SMI Additional Information Brochure.  
^ Investment return over 10 years to 30 September 2025, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods. Past performance is not a reliable indicator of future performance. 

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Who is Conservative suitable for?

With a similar proportion of growth and defensive assets, this Signature investment option is designed for members with a medium to long-term investment time frame, who are seeking strong long-term returns and have a medium tolerance of negative returns.

Our target 

asset mix 

Conservative Balanced
Asset class Benchmark Range 
Australian shares 16% 10–30% 
International shares (developed markets) 18% 10–30% 
International shares (emerging markets) 4% 0–15% 
Property 8% 0–25% 
Infrastructure 11% 0–25% 
Private equity 4%0–10% 
Credit 7%0–20% 
Alternatives 6%0–20% 
Bonds18%10–40%
Cash 8%0–25%

 


Join in 2 easy steps

Simply read the offer documents and start creating your application.


Our Investment Philosophy

Our approach to investing is driven by our strong, diverse and proven investment beliefs.1 We’re not afraid to be different to other investment managers and super funds.

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World-class investment managers

Our investment funds are managed by some of the world’s largest and top-performing asset managers.1

 

1. Ratings agency SuperRatings has awarded Hostplus the ’20-year Platinum Performance’ rating in 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.