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Fees and Costs

It is important to understand the impact of fees and costs on your investment. Therefore, we encourage you to read this information closely. Fees and costs may change from time to time, which may affect the value of your investment.

For full details of the fees and costs including definitions and explanations, please refer to the Product Disclosure Statement.

Hostplus Superannuation Fund
Type of fee Amount How and when paid
Ongoing annual fees and costs1
Administration fees and costs4

$78.00 p.a. ($1.50 per week)

 


plus $30.64 p.a.

 



plus trustee fee* of 0.0165% p.a. of your account balance.

Deducted from your account each month and is paid into the Fund’s Administration Reserve.

 

Deducted from the Fund’s Administration Reserve throughout the year and not from the member’s account balance.

 

Deducted daily and paid to the Trustee monthly from gross investment earnings of the Fund before net investment returns are applied to your account.

Investment fees and costs2

Varies according to your chosen investment option(s), ranges between 0.03%

and 0.93%4.

This includes the 0.0155% trustee fee on your
account balance invested in
non Choiceplus
investments.

See Section 6 of the Member Guide for further information.

Deducted daily from gross investment earnings before net investment returns are applied to your account.

Included in the investment fees and costs of your chosen investment option(s) (other than Choiceplus) deducted daily and paid to the Trustee monthly from the option’s gross investment earnings before net investment returns are applied to your account.

Transaction costs3


Varies according to your chosen investment option(s), ranges between 0.00% and 0.40%4.

See Section 6 of the Member Guide for further information.


Transaction costs are incurred when assets are bought or sold.


Member activity related fees and costs
Buy–sell spread
Nil
Not applicable
Switching fee
Nil
Not applicable
Other fees and costs
See 'Additional explanation of fees and costs' in Section 6 of the Member Guide for a description of other fees and costs; such  as activity fees, advice fees for personal advice, insurance fees and Choiceplus investment option fees

Additional fees apply for your investments in Choiceplus. Please go to section 6 of the Member Guide.
1. If your account balance for a product offered by the superannuation entity is less than $6,000 at the end of the entity’s income year, certain fees and costs charged to you in relation to administration and investment are capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded.
2. Investment fees and costs includes an amount of 0.28% for performance fees. The calculation basis for this amount is set out under “Additional explanation of fees and costs”. No trustee fee is calculated as part of the ChoicePlus investment fees and costs.
3. Disclosed transaction costs are an estimate based on transaction costs payable in the previous financial year.
4. Administration and investment fees and costs are estimates based on the financial year ended 2021. Because the fees and costs are estimates based on the previous financial year’s, fees and costs payable in respect of each future year may be higher or lower.
*For further information about the trustee fee go to section 6 of the Member Guide

Example of annual fees and costs for a MySuper product

This table gives an example of how the ongoing annual fees and costs for the default Balanced investment option for this superannuation product can affect your superannuation investment over a 1 year period. You should use this table to compare this superannuation product with other superannuation products.

Example - Hostplus Balanced option Balance of $50,000
Administration fees $78.00 p.a. (deducted from your Hostplus account) plus $30.64 p.a. (deducted from the Fund’s Administration Reserve) plus $8.25 trustee fee p.a. on your account balance.  

For every $50,000 you have in the superannuation product, you will be charged or have deducted from your investment

$8.25 in administration fees and costs, plus $108.64 regardless of your balance1

PLUS Investment fees and costs 0.90% And, you will be charged or have deducted from your investment $450 in investment fees and costs.
PLUS Transaction costs 0.10% And, you will be charged or have deducted from your investment $50 in transaction costs.
Equals Cost of product   If your balance was $50,000, at the beginning of the year, then for that year you will be charged fees and costs of $616.89 for the superannuation product.

Note: Additional fees may apply.

1. Please note that the flat fee of $108.64 is payable regardless of your account balance.

Cost of product for 1 year

The cost of product gives a summary calculation about how ongoing annual fees and costs can affect your superannuation investment over a 1-year period for all superannuation products and investment options. It is calculated in the manner shown in the Example of annual fees and costs.

The cost of product information assumes a balance of $50,000 at the beginning of the year. Additional fees such as a buy-sell spread may apply: refer to the Product Disclosure Statement.

You should use this figure to help compare superannuation products and investment options.

Investment option Cost of product
Balanced $616.89
Capital Stable $391.89
Conservative Balanced $456.89
Socially Responsible Investment (SRI) - Balanced $281.89
Indexed Balanced $156.89
Shares Plus
$621.89
Cash $131.89
Diversified Fixed Interest
$171.89
Diversified Fixed Interest - Indexed
$181.89
Property
$546.89
Infrastructure
$431.89
Australian Shares
$526.89
Australian Shares - Indexed
$136.89
International Shares
$456.89
International Shares - Indexed
$161.89
International Shares (Hedged) - Indexed $161.89
International Shares – Emerging Markets $506.89
Macquarie - Australian Fixed Interest
$131.89
BlackRock - International Fixed Interest $201.89
Industry Super Fund Property Trust - Property $321.89
Lend Lease Managed Australian Prime Property Funds $691.89
IFM - Australian Infrastructure $406.89
IFM - Australian Shares $141.89
Paradice Investment Management (Small Cap) $706.89
Neuberger Berman - International Shares $426.89

Additional explanation of fees and costs

Estimated Hostplus Superannuation Fund - 30 June 2021 Fees and costs
Investment Option Investment
fees and costs
(Excluding
Performance Fees)
Performance
Fees
Transaction
Costs
Total
investment
fees and costs
Balanced 0.62% 0.28% 0.10% 1.00%
Capital Stable 0.37% 0.11% 0.07% 0.55%
Conservative Balanced 0.45% 0.14% 0.09% 0.68%
Socially Responsible Investment (SRI) – Balanced 0.26% 0.00% 0.07% 0.33%
Indexed Balanced 0.06% 0.00% 0.02% 0.08%
Shares Plus 0.65% 0.25% 0.11% 1.01%
Cash 0.03% 0.00% 0.00% 0.03%
Diversified Fixed Interest 0.06% 0.00% 0.05% 0.11%
Diversified Fixed Interest - Indexed 0.07% 0.00% 0.06% 0.13%
Property 0.59% 0.04% 0.23% 0.86%
Infrastructure 0.57% 0.02% 0.04% 0.63%
Australian Shares 0.50% 0.18% 0.14% 0.82%
Australian Shares - Indexed 0.04% 0.00% 0.00% 0.04%
International Shares 0.57% 0.01% 0.10% 0.68%
International Shares – Indexed 0.09% 0.00% 0.00% 0.09%
International Shares (Hedged) – Indexed 0.09% 0.00% 0.00% 0.09%
International Shares- Emerging Markets 0.64% 0.00% 0.14% 0.78%
Macquarie – Australian Fixed Interest 0.03% 0.00% 0.00% 0.03%
BlackRock – International Fixed Interest 0.09% 0.00% 0.08% 0.17%
Industry Super Property Trust – Property 0.37% 0.00% 0.04% 0.41%
Lendlease Australian Prime Property Funds – Property 0.75% 0.00% 0.40% 1.15%
IFM – Australian Infrastructure 0.58% 0.00% 0.00% 0.58%
IFM – Australian Shares 0.05% 0.00% 0.00% 0.05%
Paradice (Small Cap) Australian Shares 0.93% 0.00% 0.25% 1.18%
Neuberger Berman – International Shares 0.61% 0.00% 0.01% 0.62%
 
Important note: Included in the above Investment fees and costs is the trustee fee of 0.0155% p.a. 
 
Administration and investment fees and costs are estimated for the financial year ended 2021. Because the fees and costs are estimates based on the previous financial year’s, fees and costs payable in respect of each future year may be higher or lower.
 
This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au. You can view detailed disclaimers here.

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This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. It contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au. You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply for Comprehensive Financial Advice, further information about the cost of comprehensive advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner. Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product Super Adviser.