Our products and services
We now help members invest in their health.
In partnership with our insurer MetLife, we're pleased to offer 360Health to all Hostplus members and their families.* It's a way to connect to a range of virtual health and wellbeing services at no extra cost.
*The term ‘family/families’ consists of a Hostplus member’s children, partner, parents, and parents in-law.
Learning Hub
Protecting Your Retirement: The Warning Signs of High-Risk Schemes
Following the collapse of the First Shield / Guardian schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Forms and resources
Protecting Your Retirement: The Warning Signs of High-Risk Schemes
Following the collapse of the First Shield / Guardian schemes, Hostplus is urging members to familiarise themselves with the red flags to look out for when making decisions about your super. These include cold calling, pressure tactics, and exaggerated promises about high returns.
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Member Online
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Pension Online
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QuickSuper
Pay your employees super contributions across multiple super funds.
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Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
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Member Join
Everyone is welcome to join us as a member of our personal super plans.
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Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
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Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
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SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMI Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
At a glance
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GROW
(Under 50)More detailsInvestment optionGrowthInvestment time frame
5 years +Level of investment risk
Medium to highLikelihood of negative returns
Negative returns expected in between 3 to less than 4 out of every 20 yearsGrowth/defensive allocation
90% growth / 10% defensive0.91% p.a.CPI + 4.5% p.a. over 20 years -
MAINTAIN
(50-59)More detailsInvestment optionBalancedInvestment time frame
5 years +Level of investment risk
Medium to highLikelihood of negative returns
Negative returns expected in between 3 to less than 4 out of every 20 yearsGrowth/defensive allocation
76% growth / 24% defensive1.07% p.a.CPI + 4% p.a. over 20 years -
PROTECT
(60 and over)More detailsInvestment optionConservativeInvestment time frame
5 years +Level of investment risk
MediumLikelihood of negative returns
Negative returns expected in between 2 to less than 3 out of every 20 yearsGrowth/defensive allocation
58% growth / 42% defensive0.88% p.a.CPI + 3.0% p.a. over 20 years
Who is Lifecycle suitable for?
This investment option is designed for members+ who would like to automatically reduce the level of investment risk as they approach retirement by moving them from higher-growth investment options to lower-growth risk investment options as they approach retirement.
+ Not available to Hostplus Pension or Transition to Retirement members or Maritime Contributory Accumulation members who joined before 1 July 2008 and have not waived their Protected Minimum Benefit.
Our target
Asset mix
For details of the target asset allocation and asset class ranges, refer to the pages of underlying options used in Lifecycle option relevant to your age: Growth, Balanced, and Conservative options.
past
performance
Accumulation
This table below shows the 12-month net return of the underlying options in Lifecycle option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1
| Life Stage | Investment Option | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| GROW (Under 50) | Growth | 26.00% | -4.14% | 11.22% | 9.46% | 12.62% |
| MAINTAIN (50-59) | Balanced | 21.32% | 1.57% | 8.00% | 7.60% | 10.81% |
| PROTECT (60 and over) | Conservative | 14.19% | -2.10% | 7.49% | 6.67% | 9.87% |
This table below shows the average net return of the underlying options in Lifecycle option over 3, 5 and 10 years to 30 June 2025.1
| Life Stage | Investment Option | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|
| GROW (Under 50) | Growth | 11.08% | 10.61% | 9.31% |
| MAINTAIN (50-59) | Balanced | 8.79% | 9.67% | 8.32% |
| PROTECT (60 and over) | Conservative | 7.99% | 7.08% | 6.38% |
1. Administration and other fees also apply. For a full breakdown of fees and costs, see our Investment Guide for your product. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
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