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Build the retirement you want.

The way your super is invested can make a big difference by the time you reach retirement. With Hostplus, you decide how your money is invested, giving you control over your future. It's your money. Make it work for you.

A balanced approach

If you don’t make an investment choice, contributions to your super are automatically invested in the Hostplus Balanced (MySuper) option. However, if you’d like to get a little more hands-on, we have a wide range of choices available for you to explore.

Growing your money

The secret to growing any investment is to stay up to date and on the right track with your investment strategies. At Hostplus, we offer a wide range of investment options to help you find the strategy that works for you. 

Investment options include:

  • Pre-mixed investment options
  • Sector options 
  • Individual manager options 
  • Choiceplus investment option

Each asset class and investment option has its own level of risk and return. In general, the greater an investment risk, the greater its potential return (over the long term), and the greater the suggested investment timeframes. 

This means that while you have the opportunity to make money, there is also a chance that you could lose it. 

Risk exposure: the facts

If you want to invest in a way that’s more secure and steady, you can invest in low-risk assets. This means the investments are considered to be less uncertain, the flip side is they are likely to offer lower returns on your money. 

By learning about different asset classes and the relationship between risk and return you will be able to grow your super to meet your future needs.

Deciding the level of risk in your investment strategy can depend on a number of factors, including:

  • Your age
  • The length of your investment 
  • Other investments you may have

For more information on our investment options and investment risks, please refer to our Product Disclosure Statement (PDS) and Target Market Determination.

Use the Hostplus Super Adviser tool

Our online Super Adviser tool can provide you with limited advice at no additional cost to you, to help you discover way to maximise your retirement finances.

Your super investment options

Select your investment mix from our range of investment options Members can choose the investment strategy that best fits their investment timeframe, financial goals and risk profile. Investment offerings include:

Pre-mixed investment options

If you’re not sure how to divide your super into different asset classes you can choose a pre-mixed investment option. The portion of your super that is invested into different asset classes like Equities, Property, Fixed Income or Cash is all predetermined by Hostplus. Hostplus bases its objectives on professional advice from our independent asset consultant. 

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Simply put

An asset class is the grouping of similar types of investments.

Investment in property can be made directly or via property trusts.

Short term, highly liquid investments that are easily convertible to cash.

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Learn more about Pre-Mixed investment options

Sector investment options

If you know how you’d like your investment to be divided among different asset classes this is the option for you. Sector investment options allow you to tailor your super to be active in only the areas that interest you.

Learn more about sector investment options

Individual manager investment options

If you want to maintain maximum control, you can select one or more of our individual fund managers. 

  • Macquarie Investment Management – Australian Fixed Interest
  • BlackRock Asset Management – International Fixed Interest
  • Industry Super Property Trust – Property
  • Lend Lease managed Australian Prime Property Funds – Property
  • IFM – Australian Infrastructure
  • IFM – Australian Shares
  • Paradice Investment Management – Australian Shares
  • Neuberger Berman - International Shares

You can get a more detailed look at our individual manager options here

Choiceplus investment option

Choiceplus has been developed for members who want a more active role in the investment and management of their super or pension, by enabling investment into companies in the S&P/ASX 300 Index1, Exchange Traded Funds (ETFs)2 covering developed, emerging and commodity markets and Term Deposits.

Please note: Choiceplus is not available through TTR accounts – but members may still invest in Choiceplus through a super account.

Learn more about Choiceplus

1 The S&P/ASX 300 Index incorporates the largest 300 companies on the Australian Stock Exchange (by market capitalisation). 
2 ETFs are traded like shares, but are structured like a traditional managed fund. ETFs contain a collection of securities and generally represent a particular market index, (eg. ASX Small Caps). 

Learn more

We know that having access to your super is central to getting the most out of it. From choosing your investment options to updating your details, it can all be done quickly and easily online via Hostplus’ secure account portal. 

For a full picture of all your investment options, refer to the PDS

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