Hostplus' Indexed Balanced option is one of Australia’s lowest-cost diversified investment options for your super1 (based on an account balance of $50,000), featuring a total investment fee of just 0.08%2 and a low administration fee too.
Our Indexed Balanced option’s passive management style keeps its investment fees down, without sacrificing performance. So you can cost-consciously build the retirement you want.
Hostplus Indexed Balanced was awarded Money magazine's Best Value Balanced Super Product in 2022*
Hostplus’ Indexed Balanced option is one of the lowest-cost balanced investment options1 available (based on an account balance of $50,000). The option’s total investment fees are just 0.08% p.a.,2 plus Hostplus’ low administration fee3.
Made up of passive funds which are designed to closely track market indices, asset classes and underlying markets. It does not use derivatives or other synthetic instruments to gain exposure to markets.
Our Indexed Balanced option is diversified across international and Australian shares, international and Australian fixed interest, and cash. It invests through experienced managers such as IFM Investors, BlackRock and Citi.
total investment fee2
plus a low admin fee
members and growing
(as at 1 March 2022)
Indexed Balanced is suited to members with a five-year plus investment horizon in pursuit of a passively managed, diversified, pre-mixed investment option.
The Indexed Balanced option has been designed for members with a primary focus on minimising fees and has the lowest Total Investment Cost of the Hostplus pre-mixed options. This option aims to track established market indices. Compared to our default Balanced option, Indexed Balanced does not invest in unlisted assets and instead has a higher allocation to listed equities, fixed interest, and cash.
There’s not a lot you can control when it comes to investing your super in the share market. So you should focus on the two things you can control: the percentage of your super you have in the share market, and the fees you pay each year.
Low investment and administration fees can make a big difference to your super balance – and your retirement. It means you get to keep more of your money invested for your future.
Join Hostplus today, or learn more about our other investment options delivering competitive performance.
*Money magazine does not issue, sell, guarantee, or underwrite this product. Go to moneymag.com.au for details of this award. Awards and ratings are only one factor to be taken into account when choosing a super fund.
This information is general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS), available at hostplus.com.au/pds before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au/ddo.
1The Hostplus Indexed Balanced option has one of the lowest fees of public offer funds’ balanced investment options (with 60-100% growth assets), as at 7 December 2021. Fees include percentage-based administration fees, member fees, investment management fees (including performance-based fees), indirect cost ratios and taxes. Fee comparison conducted using SuperRatings SMART 2.0 on 7 Dec 2021, based on a super account balance of $50,000.
2Refer to our Member Guide -Superannuation and Personal Super Plan 1 December 2021 available at https://hostplus.com.au/pds.
3The member admin fee we charge to members’ accounts is $1.50 per week ($78 p.a.), plus 0.0165% of your account balance per year. An additional $30.64 p.a. per member was deducted from the Fund’s Administration Reserve for FY2021, and not from members' account balances.
4Source: SuperRatings Fund Crediting Rate Survey - Balanced (60-76) as at 31 December 2021. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.