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Indexed
balanced

The Indexed Balanced investment option is focused on minimising investment fees and costs from investing in a portfolio that has a bias to growth assets and has medium diversification.

At a glance (Transition to Retirement)

Investment time frame
5 years +
Level of investment risk
High
Likelihood of negative returns
Negative returns expected in between 4 to less than 6 out of every 20 years
Growth/defensive allocation
75% growth / 25% defensive
Total investment fees and costs*
0.04% p.a.
Return target
CPI + 2.5% p.a. over 20 years
Net return^
-
Index Balanced Award

Awards and ratings are only one factor to be taken into account when choosing a super fund. 
Click here for important information about Lonsec Research Ratings.

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide
^ Investment return over 10 years to 30 September 2024, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods.

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Who is Indexed Balanced suitable for?

With a bias to growth assets, this Indexed pre-mixed investment option is designed for members with a medium to long-term investment timeframe, who are seeking moderate long-term returns and have a high tolerance of negative returns.

Read our Pension Guide for more information about these terms.

Our target 

asset mix 

Indexed Balanced
Asset classTargetRange
Australian shares                   35%                                            20-60%                                       
International shares (developed markets)                                                                                                                           40%20–60%
International shares (emerging markets) 0%0–15% 
Property 0%0-10%
Infrastructure 0%0-10%
Private equity 0%0-10%
Credit 0%0-10%
Alternatives 0%0-10%
Diversified fixed interest 20%10–30% 
Cash5%0–20% 

Head to Pension Online to choose the investment option that’s right for you.

Past
performance

Transition to Retirement

This table shows the 12-month net returns for our Indexed Balanced option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1

Year20202021202220232024
Return 0.19%18.78%-5.7612.36%12.09%

This table shows the average net returns for our Indexed Balanced option over 3, 5 and 10 years to 30 June 2024.1

Year3 years5 years10 years
Average return (p.a.) 5.87%7.14%-

1. Administration and other fees also apply. For a full breakdown of fees and costs, see the Pension Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


Get ready for a positive future with a Hostplus retirement account

It takes about 20 minutes to apply for a Hostplus retirement account online, or you can call us on 1300 348 546 to discuss your options.