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Investment risk and your risk profile.

We deal with risk every day. But when it comes to your money, how much risk are you willing to take?

Hostplus is here to support you in your retirement years. Like all investments, superannuation carries an element of risk. Investment returns are never guaranteed and can vary from one year to the next.

Control the risk in your investments

We offer a range of investment options to suit your needs and to allow you to make the right choices for your risk profile.

Each of our investment options has a different level of risk. You can select the option best suited to your risk profile based on a range of factors including your age, attitude to risk, investment time-frame and personal preferences.

Learn about your risk profile

There are a number of factors that contribute to your risk profile. For example, do you have 35 years of working life ahead of you and are you prepared to ride the ups and downs to get a better long term gain?

Do you own property or are you approaching retirement and want to play it safe with your investments?

Things to consider are: 

  • Your age and how long you intend to be investing for.
  • Your tolerance to volatility.
  • Other investments you have.
  • Your future financial plans.
  • Your attitude to the different type of investments.

Make sure you’re getting the most from your super

Learn how our team of Hostplus financial planners can help you make the best decision.

Chat with a Hostplus financial planner today

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This website is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68657495890198. Hostplus Self-Managed Invest (SMI) is issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Pooled Superannuation Trust (PST) ABN 13 140 019 340. It contains general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS) or Hostplus SMI PDS before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at You can view detailed disclaimers here. Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by financial planners who are Authorised Representatives of IFS. Fees may apply for Comprehensive Financial Advice, further information about the cost of comprehensive advice is set out in the relevant IFS Financial Services Guide, a copy of which is available from your financial planner. Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product Super Adviser.